SBA 7(a) Loan Payment Calculator
Most usedMonthly payment, full amortization schedule, and FY2026 guarantee fee on any 7(a) loan up to $5M.
Open calculatorSBA Fee Calculator (7(a) + 504)
NewSide-by-side breakdown of every FY2026 SBA fee — guarantee, annual service, CDC processing, underwriter, funding, TPL participation.
Open calculatorLTV Calculator
NewModel loan-to-value, loan-to-cost, combined LTV, and the SBA 504 capital stack across standard, startup, special-purpose, and refinance scenarios. Purchase, refinance, and construction modes with SBA compliance flags.
Open calculatorDSCR Calculator
NewDebt Service Coverage Ratio with SBA thresholds (1.15x / 1.10x) and NAICS industry benchmarks.
Open calculatorCap Rate to Value Calculator
NewThree-mode commercial real estate calculator with 2025–2026 cap rate benchmarks by asset class and MSA tier.
Open calculatorFeasibility Study Cost Estimator
Coming soonTransparent pricing by asset class, project size, program, and timeline. Starts at $4,900.
SBA 7(a) vs 504 Decision Tree
Coming soonAnswer 8 questions, get a personalized program recommendation with side-by-side comparison.
SBA Eligibility Quick Checker
New12-question screen against SOP 50 10 8 eligibility rules. Pass / conditional / fail verdict with remediation paths.
Open calculatorNeed a feasibility study to support your SBA application?
If your SBA loan requires a feasibility study — startup, new construction, change of use, or special-purpose property — we deliver SBA-compliant studies with a $4,900 pricing floor and 50/50 fee structure.
Request a feasibility study quote